Amy Yang

INTEREST RATE * Conforming loan amount   Rates quoted below based on $400K    30 yrs fix: 3.875%,APR 3.90%    15 yrs fix: 3%,    APR 3.16% * "High balance" loan amount   Rates quoted below based on $500K   (see below for loan amount limit)    30 yrs fix: call    15 yrs fix: call         * Jumbo loans    30 yrs fix: Call    15 yrs fix: Call     * Speical program !!!   => FNMA Homepath program   => Special low rate for property address located in low or moderate income area or qualifying income. Please call Amy to check if you qualify.

<< TODAY'S RATES >>

* Above rates  based on 30 days lock period. Full document, purchase, single family house, 1 unit, primary residential in California, credit score>740, LTV <75%, income debt ratio <45%. Programs may come with prepayment penalty. Rate lock period may have limit. Programs may  come with other restriction.  Please check with Amy for detail. * Rates may change daily and without notice. Rates and fees can vary from state to state. Rates can be affected by different loan amounts, different credit scores ,  different loan to value, or different property zone/use codes. * "High balance" loan limits in LA, Orange, Santa Clara,& San Francisco counties: 1units=>$729,750 , 2units=>$934,200, 3units=>$1,129,250, 4 units=>$1,403,400. Different counties may have different high balance loan limits. *For loan amount different than above; investment properties; "stated income"loans; Interest only programs or other different programs ,please call Amy Yang to check the rate. * Other questions include prepayment penalty, lender's charge, appraisal fee, credit report fee,& 3rd parties charges: please contact with Amy Yang for good faith estimate.

Amy Yang

909-860-2813

866-929-3688