* Conforming $300K-$417K
30 yrs fix: 4.875%
15 yrs fix: 4.25%
5/1 Arm: 3.625%
7/1 Arm: 4.25 %
* "High balance" loan program
30 yrs fix: 5.125%
15 yrs fix: 4.375%
* NEW : Fannie Mae Refin Plus- Call
* JUMBO LOAN: Call
* Speical program !!!
=> Buy a Fannie Mae REO property ? Good news: only 3% down, no MI, no appraisal report, low rate. limited time only.
=> Special low rate for property address located in low or moderate income area or qualifying income. Please call Amy to check if you qualify.
=> Only 580 low credit score? Only 3.5% down payment? Now you may apply FHA loan . Call Amy for qualification & rate.
* Rates may change daily and without notice. Rates and fees can vary from state to state. The rates quoted are based on credit >=740. Rates can be affected by lower credit scores or less than 30 percent down payment.
* Questions include prepayment penalty, lender's charge, appraisal fee, credit report fee,other settlement fee. please contact with Amy Yang for good faith estimate & APR.
* "High balance" loan limits: 1units=>$729,750 , 2units=>$934,200, 3units=>$1,129,250, 4 units=>$1,403,400.
* Above "high balance" loan rates for :full doc,purchasing, SFR , 1 unit,LTV<70%,Credit score>740 debt-to-income ratio <45%. Program come with other restriction. Maximum loan limits are different from different county. Please call Amy for detail.
*Interest rates for loan amount less than $300K or larger than $850K; investment properties; "stated income" program; Interest only programs or other different programs ,please call Amy Yang to check the rates & APR.
